Backdoor Roth IRA Wrinkle

Hello again and welcome back to the free financial educational blog site Smart Financial Future.  I’m John Williams, Certified Financial Planner and today I want to discuss what is commonly called a “Backdoor Roth IRA”. I’ve seen several articles lately discussing Backdoor Roth IRAs.  It’s called that because people earning more than is allowed cannot […]

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Merry Christmas & Happy Holiday Season

Hello again and welcome to Smart Financial Future.  I’m John Williams, Certified Financial Planner and founder of Ironwood Wealth Management. I think its important to take a moment, especially this time of year, to thank all those who’ve made our success possible again this year. So, to all our clients, our friends and business associates, […]

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What Is The Dow Jones?

Hello again and welcome to the latest installment of the free financial educational blog site Smart Financial Future.  I’m John Williams, Certified Financial Planner.  Let’s get started. Here’s a pretty common question, “How’s the market doing?” The “market” people usually refer to when they ask that question is the Dow Jones Industrial Average and people […]

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The First Required Minimum Distribution (RMD)

Hello again and welcome to the latest installment of the free financial educational blog site Smart Financial Future.  I’m John Williams, Certified Financial Planner.  Let’s get started. In my last blog post I discussed some of the basics of Required Minimum Distributions for IRA’s.  This time I would like to take a quick moment to […]

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IRA Required Minimum Distributions

Hello again and welcome to the latest installment of the free financial educational blog site Smart Financial Future.  I’m John Williams, Certified Financial Planner.  Let’s get started. As you know we get a lot of questions.  And questions about the Required Minimum Distribution (RMD) rules for IRAs come up a lot so let’s take a […]

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